The PayPal merchant notes that when “you jump the gun, you cost the merchant time and a $20 chargeback fee through the PayPal account. From a merchant’s point of viewīefore you file a dispute immediately, check if you did buy something from a merchant with the amount reflected in your statement. It is important to know details like your PayPal account number and routing number.
402 935 7733 NO PAYPAL ACCOUNT HOW TO
I now opened a PayPal account just to file a dispute”Īre you planning to sign up for a PayPal account? Make sure you know how to verify your PayPal account and change your PayPal password. If that is the case, then when you pay with your credit card, the number 40 would appear on your statement because technically, PayPal is the biller.Īs PayPal Community member recounts, ” The VFW Post 8307 in Layton Utah had a charge of $164.00 charged to its VISA Bank Card. As said earlier, some merchants use PayPal to receive payments. Yes, it is possible to get a charge and see the 40 number on your credit card statement even if you are not a registered PayPal user. Of course, if you know that your PayPal has enough credit on the date the 40 number appears on your statement, then you have a reason to worry. Check if the amount is correct depending on what you know is the available balance of your PayPal. However, if you know that your balance is not enough for a purchase or an auto-debit enrolled in your account, expect this number to be on your card. Hence, the 40 number should not appear on your statement. If your balance is sufficient, then your credit card should not be charged. It is always best to check and be aware of your PayPal balance. Check credit card balance before purchase Learn about the different PayPal transactions with our guides! Read more about issuing an invoice, using digital gifts, smart connect, and withdraw money. Before assuming that something is fraudulent, ask yourself first if you did purchase through PayPal. I had ordered items for my dogs and did receive them. Just wanted it out there that the 40 number does not automatically mean it’s a fraudulent charge. This is what a PayPal community member has to say, ” I thought this was a fraudulent charge but after checking my PayPal account I found it was an authorized transaction to . This means if you purchased online from a merchant that has this payment method, then the 40 number may still appear on your credit card statement. Even if you are not a registered PayPal user, some merchants receive your credit card payment through PayPal. If your memory serves you right, then you should be able to confirm whether the 40 charge on your credit card statement is legit or not. Did you make any donations online using your PayPal account or credit card?.Is the merchant name that appears in your transaction history familiar?.
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Did you give your credit card number, including the security code at the back, to anyone?.Do you have any subscriptions enrolled in your PayPal account regularly, like monthly, quarterly, or yearly?.Did you have online transactions? These questions may help you confirm whether the 40 charge is valid.